Turn your rent into credit building

Build your credit score automatically with every rent payment. No extra effort, no additional cost – just turn your biggest monthly expense into your greatest financial asset.

Automatic reporting to all major credit bureaus

Why build credit with rent?

Automatic reporting

Your rent payments are automatically reported to major credit bureaus every month.

No extra cost

Credit building is included at no additional charge when you use Spliit services.

Build history

Establish a strong payment history with your most reliable monthly expense.

Why build credit with rent?

Payment history is the most important factor in your credit score, accounting for 35% of the calculation. Your rent is likely your most consistent payment – now it can work for your financial future.

Rent is typically your largest monthly expense
Payment history makes up 35% of your credit score
Most renters don't get credit for paying rent on time
Building credit can save thousands on future loans
Good credit opens doors to better financial opportunities

Credit Score Impact

Payment History

35%

Credit Utilization

30%

Credit Utilization

35%

How credit building works

1

Make rent payments

Pay your rent through Spliit as usual - nothing changes in your routine.

2

We report to bureaus

We automatically report your on-time payments to Experian, Equifax, and TransUnion.

3

Watch your score grow

See your credit score improve over time with consistent rent payment history.

Credit reporting details

What gets reported:

Credit bureaus:

Start building credit today

Don’t let your rent payments go to waste. Start building your credit score with every payment and unlock better financial opportunities.

Turn your rent into credit building

Why build credit with rent?

Why build credit with rent?

How credit building works

1

2

3

Credit reporting details

What gets reported:

Credit bureaus:

Start building credit today

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